Gold Package - Personal Banking - BRED Bank Cambodia

A smarter banking solution that’s right for you

A smarter banking solution that’s right for you

Choose the gold standard

Our Gold account package is an all-round banking solution that offers higher payment and withdrawal levels than our Silver package and pays interest on its linked current and savings accounts. With an international VISA debit card for payments and cash withdrawals and sophisticated branch and online banking, it’s an international standard account package that you can rely on. It even offers you the option of an overdraft facility and cheque book options if required.

Open your account with just $500 and maintain an average balance of $1000 to enjoy our Gold package’s smarter banking benefits.

International standard account package

Increased spending and withdrawal limits

Interest-paying current and savings accounts

Local or foreign currency options

  • International VISA debit card
  • Overdraft facility*
  • Branch, call centre, internet and mobile banking
  • Local and foreign currency account options
  • 24-hour ATM access
  • Individual or joint accounts
*Overdraft subject to credit acceptance. † Interest rates apply on savings balances over $100 and current account balances over $1000.
Amounts in USD unless otherwise stated. Fees:
  • Monthly fee: $1
  • Below minimum average balance fee: $2
  • Dormancy fee (bi-yearly): $10
  • Early closure fee (<3 months): $20
Interest rates:
  • Current account: 0.25% (balance >$1000)
  • Savings account: 0.75% (balance >$100)
Credit balance:
  • Minimum opening balance: $500
  • Minimum average balance: $1,000
International VISA Card:
  • ATM withdrawal limits
    • Daily BRED Bank ATMs: $2000
    • Daily local bank ATMs: $2000 + $1 per transactio
    • Daily International ATMs: $2000 + 1% fee + $3 per transaction
    • Global monthly limit: $20,000
  • Card purchase limits
    • Daily limit: $10,000
    • Monthly limit: $20,000
    • Non-USD transaction fee: +2.5% for currency conversion
  • Cash advance limits
    • Daily BRED Bank POS: $2000
    • Daily local bank POS: $2000 (1% charge - minimum $5 USD)
    • Daily International ATMs: $2000 (1% charge - minimum $5 USD)
    • Global monthly limit: $20,000
Fund transfers
  • Intra BRED Bank Cambodia: $0
    • Domestic: Online $1
    • Branch (out) $2
  • BRED France:
    • Inward $0
    • Outward rate 0.17%
    • SWIFT fee $15
    • OUR fee $25
    • Minimum fee $10
  • Europe:
    • Inward $0
    • Outward rate 0.17%
    • SWIFT fee $15
    • OUR fee $25
    • Minimum fee $10
  • Other:
    • Inward $0
    • Outward rate 0.17%
    • SWIFT fee $15
    • OUR fee $25
    • Minimum fee $10
OUR fee is charged in addition to commission and SWIFT fees.

Standing orders:
  • Intra BRED Bank Cambodia: $0
  • Domestic (OTC): $2
  • Domestic (online): $1
  • Insufficient fund fee: $5
Cheques
  • Cheque book request:
    • $5 - 25 leaves
    • $10 - 50 leaves
  • Certified cheque: $5
  • Bank cheque NBC:
    • Issuance $10
    • Cancellation $5
    • Replacement $5
  • Bank cheque BBC:
    • Issuance $10
    • Cancellation $5
    • Replacement $5
  • Bank draft:
    • Issuance $30
    • Cancellation $15
    • Replacement $15
  • Cheque deposit:
    • BBC cheque $0
    • Local cheque $15
    • French bank $5 - credit subject to actual collection
      • - €7 cash advance subject to approval
    • Returned cheque:
      • Outwards $30
      • Inwards $0
    • Stop cheque $10
Safety deposit box yearly fee
  • 5cm $120
  • 7.5cm $180
  • 12.5cm $300
  • 17.5cm $420
  • 30cm $720
Account opening conditions:
  • Applicants must be aged over 18.
  • ID card or passport identification required for all account holders.

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